We all have dreams for today and for
the future. Quite often, sound financial planning is
crucial to seeing those dreams come true. That’s
why we offer a variety of savings options, ranging
from traditional savings to more strategic investment
services. Each savings option is designed to help you
build a solid base for personal financial growth.
Health Savings Account ( HSA )
Enabling you to save money, tax-free, to cover medical expenses. A savings account is held locally and you can access your account via a check or debit card to cover qualified expenses.
Certificates of Deposit ( Promotional CD )
A sound savings vehicle which can be tailor-made to meet your individual needs. Your rate of return will depend on the amount of money you wish to invest and the length of time you elect to keep your money on deposit.
Leadership Market
If you routinely maintain a higher than average savings balance but need periodic access to your money, Leadership Market Account was designed with you in mind!
Educator's Gift Savings 
Competitive rates and valuable services designed with educators in mind. Your 10 monthly paychecks stretched to 12 months.
High Rate Passbook Savings
For those citizens age 55 and better wishing to save a minimum of $10,000. This savings account offers a premium rate of interest, comparable to that paid on a six-month CD.
Statement Savings
With a competitive rate of interest and the flexibility to make deposits and withdrawals at any time, this account is ideal for the consistent saver.
Youth & Student Savings
With no minimum balance, no monthly maintenance fee and debit card access this account provides an ideal way for younger citizens and college students to establish sound money management practices.
Christmas Club
Ideal for the Christmas shopper. This account offers a competitive rate of interest and encourages you to save a small amount each week, starting in November. Your total savings will be mailed to you, in the form of a check, just in time for Christmas
Money Manager Savings
Ideal if you regularly carry a higher than average savings balance but also need easy access to your money. The higher your balance, the higher your interest rate.
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We are committed to delivering
quality products and services and adhering to a
high standard of customer care. An Account Executive
will gladly assist you in choosing the savings
plan that best suits your needs and goals.
When you do business with Cabarrus
Bank & Trust
your money provides capital for local businesses,
creates local jobs and improves the quality of
life for families. We want what’s
best for our communities, friends and neighbors … together
we are Making a Difference.