Educator's Gift Checking

Educators give so much. This is our way of giving something back. Created for Cabarrus County's teachers and staff, Cabarrus Bank & Trust is especially proud to offer Educator's Gift – an efficient package of products that is accompanied by valuable services.
This package of accounts offers educators loads of great perks and only costs $1 per month. We even donate that dollar to a local school of your choice. That means as much as $10,000 will be donated to Cabarrus County Schools based on your participation!
All else being equal...why wouldn't you choose the local community bank that acts like your credit union?
- Summary
- For current and retired employees of Cabarrus County Schools
- Competitive interest rates
- Unlimited check writing
- Unlimited in-network ATM transactions
- 2 non-network ATM transactions at no charge*
- Retirement Plan and Investment review**
- $1 monthly fee donated to local school of your choice
- Visa® debit card***
- Online Banking with Bill Payment
- Online Statements
- Telephone Banking
Savings, Youth Savings & Money Market Accounts
- Special rates
- FDIC insured
Paycheck Stretch Service
With this special program, your checking and savings accounts are linked to provide you with this special service. For those who earn paychecks during 10 months of a 12-month year, Paycheck Stretch can help you stretch your 10 paychecks over a 12-month period. You deposit funds into your Educator's Gift Savings Account and then stretched funds are automatically added to the checking account of your choice.
*Other bank surcharges may apply
**Uvest Disclosure
***Upon approval
- More Information
Federal regulations require that all banks monitor activity on accounts classified as Savings/Money Market Accounts. No more than 6 (six) pre-authorized debits are allowed per statement cycle. Pre-authorized debits would include ACH debits, internet transfers, transfers to cover overdrafts, etc. Regulations allow unlimited in-person or ATM withdrawals but bank fees may apply. Please feel free to contact us should you have any questions.










